Senior Care Franchise Cost: Initial Investment & Fee Breakdown

Many senior care franchise opportunities come with a steep price of entry. Medical home care models often require hundreds of thousands of dollars in clinical equipment, specialized staff, and commercial real estate before serving the first client. Touching Hearts at Home takes a different approach. Our non-medical, companion-based home care franchise model is asset-light, with low overhead and a streamlined path into a multi-billion-dollar industry, starting at $84,600.

Below, you'll find a transparent look at the Touching Hearts franchise cost, including the full senior care franchise cost breakdown, what your investment covers, ongoing fees, and the funding options available to help you get started.

Financial Qualifications & Candidate Thresholds

Every successful home care franchise needs a strong financial foundation. Our qualification benchmarks aren't there to screen people out. They exist to protect you. The first months of any new business involve recruiting caregivers, building referral relationships, and growing a client base before revenue reaches full stride.

Having the right reserves gives you the cash-flow cushion to make smart decisions during that ramp-up period, rather than decisions driven by financial pressure.

To qualify, candidates should have:

$75,000
 Liquid capital
$300,000+
Net worth
675
Minimal Credit Score
Let’s Talk Numbers

Want to see if you're a fit beyond the numbers? Review our ideal candidate profile to learn about the experience, values, and goals our most successful owners share.

Affordable & Low-Cost Home Care Franchise Options

At Touching Hearts at Home, we believe in full transparency when it comes to financial matters, especially with your initial investment. Our franchise cost is designed to make it affordable while providing you with the necessary tools for a successful business launch. Your total investment will likely fall between $84,600 to $153,700 , depending on several factors like location, real estate, and operational expenses.

Ask Us About Our Veterans’ Discount!
$49,500
Initial Franchise Fee
$2,230 to $2,500
Professional/Business Licensing and Miscellaneous Expenses
$2,000 to $5,500
Real Estate and Improvements
$500 to $8,000
Training Expenses
$2,600 to $5,600
Insurance
$2,600 to $5,600
Office Equipment and Technology
$4,785 to $17,485
Three Months’ Reserves
6% of revenue
Monthly royalties

Request a copy of our Franchise Disclosure Document (FDD) for more information.

What Your Touching Hearts at Home Franchise Investment Includes

Your home care franchise investment is more than a brand license. It gives you a complete operational ecosystem designed to accelerate your launch, reduce startup risk, and support your growth at every stage.

Home Care-Specific Training: Comprehensive onboarding that covers the core tasks of running a home care business, from caregiver recruitment and hiring to client assessments and navigating state licensing requirements.
Turnkey Lead Generation: A localized website, social media support, and proven marketing programs that work together to generate client leads and help you build strong local referral relationships.
Home Care Operating Technology: Industry-specific platforms for scheduling, billing, and payroll that streamline day-to-day operations so you can focus on clients and caregivers.
1-on-1 Field Coaching: Dedicated coaching on the areas that drive long-term success, including regulatory compliance, financial KPI tracking, and caregiver retention.
Ongoing Corporate Support Receive expert guidance on best practices, operational standards, and profit coaching.
National Brand Power and Peer Network: The strength of an established national brand, plus peer collaboration, performance benchmarking, and an annual conference that connects you with fellow owners.
Franchisee Network: Join a community of supportive franchisees who share feedback, provide mentorship, and offer encouragement.
Networking Opportunities: Attend our annual conference to connect with fellow owners for shared learning and collaboration.
Dedicated Website and Social Media Support: Your own personalized website, along with expert assistance to grow your social media presence.

Protected Territories: A defined territory, generally with a senior population of at least 20,000, where we won't open or license another Touching Hearts franchise while your Franchise Agreement is in effect. Explore our available home care territories to see where you could open.

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Item 7 Breakdown: Estimated Senior Care Franchise Start Up Cost

The table below outlines the estimated senior care franchise start up cost, based on Item 7 of our Franchise Disclosure Document (FDD). Your actual costs will depend on your market, office setup, and how quickly you scale. Every figure is designed to give you a clear, realistic picture of what it takes to launch.

Note: Qualified U.S. military veterans receive a discount on the Initial Franchise Fee. Contact us for more information.

Type of Expenditure Estimated Amount Payment Timing & Terms
Initial Franchise Fee $49,500 Lump sum due upon signing the Franchise Agreement
Training Expenses $3,000 – $8,000 As incurred prior to and during training
Office Equipment and Technology $2,600 – $5,600 As incurred prior to opening
Real Estate and Improvements $0 – $5,500 As incurred upon lease signing and setup
Professional/Business Licensing and Miscellaneous Expenses $2,000 – $7,000 As incurred prior to opening
Insurance Setup $2,500 – $5,500 Prior to and during business opening
Additional Funds (3 Months Working Capital) $20,000 – $50,000 As incurred during first 3 months of operations
Total Estimated Initial Investment $84,600 – $153,700 See FDD Item 7 for full term details

Understanding Royalty Fees & Marketing Contributions

We believe in clear expectations from day one. At Touching Hearts at Home, the Royalty/Service Fee is 6% of Gross Revenues, generally paid semi-monthly. Rather than a simple expense, this royalty directly reinvests in your business. It funds the dedicated 1-on-1 field coaching, technology tools, and ongoing operational support that help you build and sustain a thriving location. Learn more about our home care franchise support.

For a complete, line-by-line itemization of all recurring operational fees, serious candidates should review Item 6 of the current Franchise Disclosure Document.

Senior Care Franchise Financing & Funding Options

Funding your business is more accessible than many candidates expect. While Touching Hearts at Home does not offer direct in-house financing, we connect candidates with preferred third-party lenders who understand the home care franchise model and can help structure a capital strategy to cover the home care franchise cost, with an initial investment of $84,600 to $153,700.

Common funding options include:

SBA 7(a) Loans: Partially guaranteed by the U.S. Small Business Administration, these loans offer competitive interest rates and longer repayment terms, helping preserve your working capital during startup.
ROBS (Rollovers as Business Startups): A ROBS structure allows you to use eligible retirement funds to invest in your business without early withdrawal penalties or taking on debt.
Home Equity Lines of Credit (HELOCs): A HELOC lets you draw on the equity in your home as needed, often at lower interest rates than unsecured financing.
Personal Liquid Reserves: Funding part of your investment with personal savings reduces borrowing costs and can strengthen your position with lenders.

Finding the Right Funding Strategy

Every candidate's financial picture is different. Our franchise development team will help you understand your pre-qualification options, connect you with the right lending partners, and build a funding plan that fits your goals. Schedule a personalized funding consultation to get started.

Frequently Asked Questions About Senior Care Franchise Costs

The estimated home care franchise cost, or total initial investment, ranges from $84,600 to $153,700. This includes the $49,500 initial franchise fee, training, technology, office setup, licensing, initial marketing and insurance, and three months of working capital.

Candidates should have at least $75,000 in liquid capital, a net worth of $300,000 or more, and a minimum credit score of 675.

We don't provide in-house financing, but we connect candidates with preferred third-party lenders. Common options include SBA 7(a) loans, ROBS, HELOCs, and personal liquid reserves.

At Touching Hearts at Home, the Royalty/Service Fee is 6% of Gross Revenues, generally paid semi-monthly, with a reduced 3% start-up rate that may apply under certain conditions described in the FDD. For a full list of recurring fees, review Item 6 of the current FDD.

Non-medical home care focuses on companionship, personal support, and help with daily living rather than clinical services. Without licensed medical staff, clinical equipment, or large commercial facilities, the senior home care franchise cost stays lower, and businesses can launch with less overhead.

Get Started

Ready to take the next step toward a new career with Touching Hearts at Home? Reach out to our team, and we’ll guide you through the process and help you explore available financing options to get you started!

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